vehicle
: Autos, RVs, Motorcycles, Watercraft and more
Everyone has different auto insurance needs. We work with you to determine the right coverage at the right price.
The right auto insurance policy in
Idaho or Oregon can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.
Your car insurance policy also provides protection
against medical and legal expenses resulting from
injury, loss of life, or property damage caused by an
accident involving your vehicle.
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It's the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you're willing to pay, the less the collision coverage will cost.
Comprehensive coverage is very similar to collision coverage - the main difference is that comprehensive covers damage caused to your vehicle caused by any unknown party or "act of God". Vandalism, flood, hurricane, theft, windshield damage and fire are all events usually covered by comprehensive automobile insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it's not legally required by any state, you will probably need it if your car is financed.
We also can insure your motorcycle, classic car, motor home & RV, boat & jet ski or ATV.
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“Larry does a good job and is always available. Also, he doesn’t push insurance products onto us. He listens and then does what is in our best interest.” R.L.